At Barclays we believe that owning a home is the most satisfying gift one could ever have. We have now made it possible for you to have that great home you have dreamed of through our home loan product.

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How it works

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What you get
  • Intended for anyone who wants to buy a home
  • Higher loan amounts of up to UGX 1Bn or USD 300,000
  • Competitive interest rates
  • Flexible loan period of up to 25 years
  • Loan to value of up to 80%
  • Flexible repayments plan.
  • Joint applications are acceptable (restricted to husband and wife).
  • Available in both UGX and USD
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You need to be
  • Employed for a minimum of 1 year


  • A self-employed professional with a profitable business for a minimum of 24 months (for Barclays customers only)
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  • One time mortgage arrangement fees of 2%.
  • Mortgage protection cover (life and Disability) 0.95%
  • Property insurance covering fire, destruction 0.25%
  • Valuation 0.15%
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 What to bring when you apply
  • Identification document
  • (Passport: mandatory for foreign nationals/National ID/Driver’s License)
  • Proof of income by way of 3 recent salary slips
  • Bank statements for the last 12 months-
  • Copy of land title
  • I passport photo
  • Financial Card
  • Copy of sales agreement or offer letter in case of purchase
  • Sales agreement.
  • E-tax number
  • Approved building plans
  • Consent letters and lease rental receipts in case land is on lease hold.
  • Water or electricity utility bill
  • Letter of undertaking from the employer

Terms and conditions apply

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Need more help?


Toll Free: 0800 222 333
Tel: +256 (0) 312 218 348


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