The Classic Credit Card offers flexibility and convenience in the palm of your hand.

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How it works

What you get
  • Joining fees are waived
  • Interest free period of up to 50 days
  • Free monthly e-statements
  • Free direct debit set up
  • Free transactions
  • Easily manage your credit card from our free internet banking service
  • Rewards and discounts at our alliance partners
  • Forex mark-up of 4% on international transactions
  • Minimum repayment amount of 5% per month
  • Interest rate of 3.5% on outstanding payments on billed account
  • 40% of card limit available for cash withdrawal.
  • Cash access fee via ATMs of 6% min. UGX 10,000
  • Over limit fee of 6%
  • Late payment fee of 10% min. UGX 10,000
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What you need to know
  • Earn a net monthly salary of UGX 1,500,000 to UGX 3,999,999
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What to bring when you apply
  • Identification document (Passport/National ID/Driver’s License)
  • Latest proof of income (payslips)
  • Financial card copy
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Need more help?


Toll free: 0800 222 333
Tel: +256 (0) 312 218 348


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